A UK tenancy agreement is a legally binding contract and signing one without understanding what it says can cost you money. Here are the key things to check before you sign.

The most common type for students is an Assured Shorthold Tenancy (AST). This is standard in England and Wales and gives you basic legal protections. Scotland has its own system under the Private Residential Tenancy, with slightly different rules.

Check the deposit clause carefully. In England, your deposit must be protected in a government-approved scheme within 30 days of payment. The three approved schemes are the Deposit Protection Service, MyDeposits, and the Tenancy Deposit Scheme. If your landlord does not protect your deposit, they cannot legally serve you a valid eviction notice and may owe you compensation. Ask your landlord which scheme they use before paying.

Check what is included in the rent. Some UK rentals include council tax, utilities, or broadband. Others do not. A flat listed at £900 per month with no bills included could cost you £1,100 or more per month once utilities are added. Get clarity in writing before signing.

Check the notice period. Most ASTs require one month's notice from a tenant and two months from a landlord. If your contract says otherwise, make note of it. Also check whether there is a break clause that lets you leave before the fixed term ends. Without one, you are liable for rent for the full term even if you need to leave early.

Inventory matters. When you move in, your landlord or letting agent should provide a detailed inventory of the property's condition. Go through it carefully and photograph anything that is already damaged. This protects your deposit when you leave.